Wendy Foster
Auto loans are confusing enough without the added pressure of bad credit or a past bankruptcy, and I have spent enough time around lending and car buying to know how easily people get talked into bad deals. Here at AutoTitleLoan, I break down how the application and matching process works, what lenders actually look at beyond your credit score, and where first-time buyers tend to get stuck. I have worked through these same financing questions myself and with people close to me, so I write about the parts that trip people up in plain terms. My goal is simple: help you walk into a dealership or lender conversation knowing what to expect and what to avoid.
Articles by Wendy Foster

Oct 31, 2026 · Auto Loan Approval Strategies, Bad Credit Auto Loans
How to Calculate Monthly Car Payment With Interest Rate
Break down the auto loan formula, see how rates and terms change your payment, and use pre-qualification to set a realistic monthly budget.

Oct 31, 2026 · Bad Credit Auto Loans, Dealer Financing
Dealer Financing vs Online Lender for Bad Credit Auto Loans
Compare dealer financing and online lenders for bad credit auto loans. Learn how to spot rate markups, compare offers, and save money.